Common collision repair myths
Car accidents are often scary and can be dangerous, expensive and the cause of serious injury or fatality. Even minor fender benders are a headache and often bring a surprisingly expensive repair bill. To make matters worse, the time period immediately after an accident is stressful and requires you to make critical decisions related to your damaged vehicle.
Unfortunately, many of the tales of swindle and poor quality or uninformed repairs are true. To that end, it is important as a responsible car owner to be aware of the truths and myths circulating out there. You want your car returned looking and running great; instead of being fooled in the heat of the moment, review these common collision repair myths:
You have to use a shop recommended by your insurance company
Insured drivers have the right to select and work with any body shop of their choosing. Insurance companies, of course, prefer you select a less-expensive location or one they regularly do business with in order to speed up the claims process (to their benefit). However, adjusters will honor your choice of shops.
Only dealerships can do the job right
Another common myth is that only a dealership has the skills and original parts to fix your car. Most any reputable collision repair shop, even those not affiliated with a dealer, can order and install the same parts just as well as a dealership. Aftermarket parts are also an option and are generally excellent for repairs.
Damaged frames are destined for the junkyard
Frame damage to a vehicle can result from even minor accidents but a bent frame that is still structurally sound can often be repaired. Most newer vehicles make this easier with the use of easily-repairable unibody frames. Have your car inspected to determine the extent of damage and repair potential.
Your insurance pays the repair bill
Many people believe that their insurance policy will cover 100 percent of repair cost. The truth is this is almost never true and ultimately depends on your policy. If an accident is your fault, of course, you are responsible for a pre-determined deductible prior to repair. Another driver at fault must cover repair bills through their policy. Liability coverage will address the other party’s car if you are at fault but none of your vehicle’s damage.
In the event of an accident, always bring your car to a reliable collision shop for expert advice on repairs.